UAE lifts key rate in lockstep with US Fed hike
The UAE Central Bank has nudged its Base Rate up to 3.90%, mirroring the Federal Reserve, in a shift that will gradually feed through to mortgages, business loans and savings returns.
5 key takeawaysIndependent summaries of UAE and international business, currency, mortgage and insurance news, each attributed and linked to its original publisher. Indicative rates only — not live quotes or financial advice.
The UAE Central Bank has nudged its Base Rate up to 3.90%, mirroring the Federal Reserve, in a shift that will gradually feed through to mortgages, business loans and savings returns.
5 key takeawaysExchange houses moved Dh188.8bn out of the UAE in 2025, new central bank data shows, with personal transfers by residents driving much of the rise.
5 key takeawaysBanks and insurers in the UAE must overhaul executive pay structures by 11 October under new Central Bank rules tying bonuses to long-term risk outcomes.
5 key takeawaysA new registration framework lets banks be named on off-plan mortgages before handover, giving overseas buyers earlier certainty over financing terms.
5 key takeawaysA new registration framework lets banks be locked in as mortgage lenders on unfinished properties, with Aldar and ADCB completing the first deal.
5 key takeawaysCavendish Maxwell data cited by Zawya shows Dubai home values dipped year-on-year in August, ending a run of gains dating back to the pandemic peak.
5 key takeawaysLending in the UAE is growing faster than savings, pushing banks to pay more for deposits and squeezing profit margins across the sector.
5 key takeawaysThe Philippine peso has dropped to record lows versus the UAE dirham and US dollar, giving overseas workers in the UAE more pesos for every dirham they send home.
5 key takeawaysNew PRYPCO Mortgage data shows UAE banks can approve very different loan amounts for the same buyer — over AED1m apart for one in ten applicants.
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